Start Strong. Finish Strong. 

Get Pre-Approved

One of the biggest mistakes buyers make is rushing the financing step. A thorough pre-approval on the front end protects your offer, your timeline, and your peace of mind.

Get Pre-Approved Now

or Call Our Preferred Lender

Why Financing Matters

Why Pre-Approval Is More Than a Checkbox

A true pre-approval isn’t just about seeing what you might qualify for — it’s about making sure your financing can be utilized for the property you want.

before you write an offer.

When financing isn’t done correctly thoroughly on the front end, you could face:

  • Delays at settlement
  • Loss of deposit money and fees
  • Last-minute surprises
  • Denied loans after going under contract
  • Cancelled deals and financial waste
  • Pushing off your dreams

A strong pre-approval protects your offer and helps you write a winning contract.

Get Pre-Approved Now

Meet Our Preferred Lending Partner

Our Preferred Lender

Tim Dixon has over 25 years of experience helping buyers navigate financing the right way. He is one of the most knowledgeable lenders we’ve worked with — from conventional loans to FHA, VA, USDA, and a wide range of federal and state grant programs.

Why We Strongly Recommend Tim Dixon

We’ve worked with hundreds of lenders over the years. While many have approached us, we continue to recommend Tim because of his consistency, communication, and proven ability to get our clients to the closing table with minimal hiccups.

  • 25+ years of lending experience
  • Deep knowledge of loan programs and grant opportunities
  • Thorough, upfront pre-approvals
  • Strong communication throughout the transaction
  • Proven track record of smooth closings
  • Strategic deal structuring, not just basic approvals
Branch Manager – NMLS# 142916

OVM with AnnieMac Home Mortgage

700 East Gate Drive, Suite 400
Mount Laurel, NJ 08054

  • Email: [email protected]
  • Tel: 717-666-0549
  • Cell: 717-579-8270
  • Fax: 717-666-0549
  • Web: timdixon.ovmfinancial.com
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The Problem With Weak Pre-Approvals

The Risk of “Quick” or Incomplete Pre-Approvals. We’ve seen it too many times — buyers go under contract with a rushed or incomplete pre-approval, only to find out later that:

They don’t actually qualify

We invest heavily in our team, providing dedicated support staff to handle administrative tasks, marketing, and client follow-ups — so agents can focus on what they do best: selling and serving.

The loan program doesn’t fit the property

Our team consistently invests in generating high-quality leads, ensuring every agent has access to a steady flow of opportunities to grow their business faster.

The lender can’t close on time

From cutting-edge CRM software to streamlined workflow tools, we put the best systems in place so our agents can operate efficiently and stay ahead of the competition.

The sale falls apart or gets delayed

We prioritize professional growth with ongoing coaching, training sessions, and educational resources, helping agents sharpen their skills and accelerate their success.

A strong pre-approval up front helps avoid unnecessary stress and protects your ability to win and close on the right home.

Built on Values,

Not Just Volume

We reward discipline, growth, and follow-through. This is a place for agents who want to build something meaningful.

Genuine
Disciplined
Reliable
Growth Minded
Adaptable
Loyal
Focused

Financing Is a Strategy 

Not Just a Step

Just like our team, Tim approaches financing with the heart of a teacher. Together, we focus on what’s truly best for the client — not what’s most convenient or most profitable in the short term.

  • Structuring loans strategically
  • Thinking long-term
  • Considering future flexibility and goals
  • Helping clients make smart financial decisions, not rushed ones

Our goal is to build long-term relationships with long-term people — and that starts with doing financing the right way.

Get Pre-Approved Now

Your Choice

Our Recommendation

You are always free to use any lender you choose. We play well with others and will work with any qualified professional.
That said, based on years of experience and hundreds of transactions, we strongly recommend Tim Dixon because of the level of care, communication, and results he provides to our clients.

Get Pre-Approved Now

How to Get Started

Get Pre-Approved — The Easy Way

Just like choosing a brokerage, more value and leverage requires more investment. The real question isn’t your split — it’s how much you net, how fast you grow, and how much time you get back.
Most agents on our team are more profitable here than they would be solo.

Get Pre-Approved Through the Mobile App
Call Tim Directly

Have questions? Tim is happy to walk you through your options.

"I had a great experience with the team and Blake was awesome showing me houses!! 110% recommend them!"
"Ethan Mills was my realtor. He NOT only did an amazing job helping and communicating. But after we found a home extremely suitable, he checked in and went above and beyond to make Read MoreRead Less
"Ethan Mills did a fantastic job my partner and I just went through our first home buying experience with him and he did amazing! Will be recommending him to anyone I know that is lRead MoreRead Less
"The Broc Schmelyun Team was amazing throughout the entire process of selling our home. They kept us informed every step of the way, making sure we understood what was happening andRead MoreRead Less
"Awesome group of people that really care. Very much satisfied."
"Excellent pleasure working with u n the team"
"Lukas was great, he took me through the entire house and went into detail about everything. He was super responsive, and answered every single question I had. He was just a cool guRead MoreRead Less
"Broc and his team care about the wellness of parties on both sides of the transaction. They’re upstanding, and even more rare, trustworthy. Thank you guys for everything!"
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